| Personal
Banking |
| Credit Union Maximizer GIC - Earn more today by investing in Credit Union Maximizer Guaranteed Investment Certificate. |
| Credit Union MasterCard - Convenience, security and protection - globally! Apply for our Global Gold MasterCard today!! |
| Deposit Coverage - Wondering what type of protection your deposits with the Codroy Valley Credit Union have? Breathe easy....we've got you covered! |
| Fat Cat Savings - Wouldn't it be cool to have your very own bank account?! Start saving your allowances with our fat cat savings program for children. |
| Guaranteed Investment Certificate - Put your hard earned money into something concrete! With our GICs you are guaranteed!! |
| Head Start - If you are between 13 and 18, this plan is right for you! |
| Home And Auto Insurance - Protect your most valuable assets! CVCU can help. |
| Life Insurance - Our Tele life representatives don't have to sell a product to earn our respect....or yours! |
| Loan Life, Disability and Loss of Employment - Protect yourself and your family from unexpected financial costs. At CVCU we provide our members with various options that can help! |
| Mortgages - Our mortgage plan will allow you to kick up your feet and relax. |
Mutual Funds - Discover the many advantages our mutual funds will bring you!
"Mutual funds are offered through Credential Asset Management Inc." |
| Online Trading - Coordinate your online investments with your chequing account any time you want with Credential Direct ®! Online trading is powerful, fast and efficient. |
| OverDraft Protection - Running low on funds can be embarrassing. CVCU provides members with overdraft protection so that no one has to know! |
| Personal Loans - Don't put off your personal goals any longer! At CVCU we provide loans to members like you, keeping your best interests in mind.
|
| Premium Savings - With our premium savings you are guaranteed an exceptional rate! |
| Prime Plus Line of Credit - We have your borrowing needs in mind! Our prime plus line of credit offers flexible borrowing with competitive rates - putting you in control! |
| Redeemable Term Deposit - A redeemable term deposit allows you to invest at a magnificent rate with the option to access your money within 30 days! |
| RESP's - Send your son or daughter to a post-secondary institution with the knowledge that they will be financially stable! This unique product ensures that funds you put in will be used for education only, so you know those essential costs will be covered. |
| RRIF's - Selecting your payment level is just one of the many advantages to opening an RRIF! |
| RRSP's - Our RRSP plan provides you, the member, with various options. Just another way CVCU lets YOU decide what is best personally! |
| Student Loans - You cannot put a price on a good education. But you will have lots of costs along the way. |
| Students Accounts - Put your parents mind's at ease! While away at College or University situations can present themselves where debit is not available. Give yourself a back up with our chequing accounts for students. |
| Super Savings Certificate - Would you like to save for the Christmas holidays or a special vacation? CVCU has a super product that will help you obtain your annual goal! |
| YOUR Chequing - You only make a few transactions each month and you simply want to pay for the transactions you need, rather than a monthly fee. You want a hassle-free way to take care of your bill payments, deposits, withdrawals and other day-to-day financial activities. You want to earn interest on the balance you maintain in your chequing account. You want to combine the benefits of chequings and savings. You need YOUR Chequing. This replaces the Pay As You Go account. |
| YOUR Chequing 15 - Transact a little. You make only a few transactions each month. You value the simplicity and relative savings of a low monthly fee. Your Chequing 15 is perfect for your needs. You are entitled to 15 free transactions for a $4.00 monthly fee. This fee can be waived if you maintain a balance more than, or equal to, $1,500. This replaces the MemberPlan Basic account. |
| YOUR Chequing 40 - Transact a lot. On average you do one transaction a day, with a few extra on the weekends. You need a package that provides maximum value based on your volume of transactions. Your Chequing 40 is ideally suited for you. For a low monthly fee of $9.25, which can be waived if you maintain a balance of $2,500, you receive 40 free transactions. In addition to this, we are pleased to offer you travellers cheques, two Interac ATM transactions, and 200 basic style personalized cheques annually. This replaces the MemberPlan Plus account. |
| YOUR Chequing Unlimited - Transact without limits. You conduct high volumes of transactions each month and want the certainty of monthly fees combined with the convenience of extra benefits. YOUR Chequing Unlimited provides the ultimate in convenience with the most complete account features we offer. For $20.00 per month, which can be waived if a balance of $4,500 is maintained, you receive 200 basic style personalized cheques annually, 50% discount on both safety deposit boxes and MasterCard Gold annual fees, no annual fee for Choice Rewards, 5 Interac ATM transactions, 2 Plus (outside North America) ATM transactions, travellers cheques, unlimited amounts of Canadian Money Orders, Certified Cheques, and Stop Payments. This replaces the MemberPlan Unlimited account. |
| YOUR Electronic Chequing - Transact electronically. You want access to your accounts, anytime, anywhere, using Self Service Options. YOUR Electronic Chequing is designed with your needs in mind. Make withdrawals and deposits day or night with our ATMs; manage your account 24 hours a day, seven days a week with MemberDirect online services or TeleService telephone banking for one low monthly fee of $13.00. |
| YOUR Savings - You want to focus on saving your money and still maintain easy access. You need interest rates that work for you. YOUR Savings account is the ideal choice. Even with a fluctuating balance, you’ll watch your money multiply with our competitive tiered interest rate so you can reach your savings goals. |
| YOUR Seniors - You have given so much - now it is time to get something back in return! YOUR Seniors account is designed with your contributions in mind! |
| YOUR US$ Chequing - You aren’t bound by borders. You deal regularly in US currency. You want to avoid the hassles and costs of exchanging money. You need an account to manage your US funds. You need YOUR US$ Chequing. |
